FAQs

At Flobel Mortgages, we pride ourselves on our personalized service. With nearly 8 years of industry experience, we've encountered almost every scenario imaginable. Our knowledge, combined with our commitment to your needs, ensures you'll receive the best possible advice and support throughout your mortgage journey.

While there are some mortgages available with no deposit, generally you'll need at least a 5% deposit to get started. The exact amount depends on your circumstances and the type of mortgage you're seeking. Contact us to discuss your options – we're here to help, even if you have a limited deposit.

The amount you can borrow depends on various factors, including your income, outgoings, and credit history. For Buy-to-Let mortgages, the rental income is also considered. To get an accurate figure, we recommend scheduling a consultation with us. We'll help you set a realistic budget that suits your needs and circumstances.

Yes, we can help with guarantor mortgages. These allow you to use someone else's income or assets to support your mortgage application. While this is often a family member, some lenders now accept guarantors who aren't related. Let's discuss your situation and find the best option for you.

Absolutely! Gifted deposits are becoming increasingly common. Many lenders accept gifts from family members, and some even allow gifts from friends or employers. We can advide you on the best way to use a gifted deposit in your mortgage application.

Yes, you can! If your new position is due to start within the next 3 months, we can use this new employment for your mortgage application. As always, we recommend getting in touch to check your specific eligibility.